Credit Cards

Where can your credit card take you? Hopefully not down the wrong road.  And we're not talking about how you use the card, but where you get your card from. 

Many people think that choosing a card based on some special offer they receive in the mail is good. "The rate's low right? What else do I need to check out?"

Well how about who do you call if something goes wrong? What penalties will you face if you make one late payment? What rate does that "special offer rate" go up to after the introductory rate? Are there any hidden costs or fees? 

Let's compare! 

Or if you're ready to take advantage of a Financial Plus Credit Card, Apply today!


FPCU CardNav

New Security and control for cardholders. 

FPCU - CardNav Companion app adds another level of security to your cards by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place. You can even use FPCU CardNav to: 

  • Control where, when, and how your cards are used
  • Turn cards on and off instantly from your mobile device
  • Limit spending amounts to reach budget goals
  • Restrict types of purchases made




  • To activate your credit card, call: 1-888-691-8661.

  • For account questions or issues (card not working, etc.) during business hours, call the credit union first at 1-800-234-5354. If after hours, call CO-OP (our card provider) at 1-866-570-1238.

  • If card services needs to call to verify a transaction, they will call from: 1-866-518-0213.

  • If/when you sign up for card Smart Controls in online banking, you'll receive a text from the number: 59314.

    • The text will look like this. It is NOT spam.

    • You will only receive these texts if you sign up to receive communications regarding transactions made on your account.

If you have a lost or stolen credit card and it's during business hours: Please notify Financial Plus immediately at 1-800-234-5354.