Share or Certificate Secured

If you have a savings (share) account or certificate at the credit union, you may be able to use that as collateral for a Secured Loan. This type of loan is great if you are trying to build or rebuild credit, or just need some money but don't want to spend your savings.

Share Secured
You may be able to borrow up to 100% of your savings (share) account. The interest rate is 2.00% above the dividend rate of your savings account. Terms available up to 48 months.
 

Certificate Secured
You may be able to borrow up to 100% of the value of your Financial Plus certificate of deposit. The interest rate is 2.00% above the certificate rate and term matches the maturity of the certificate.

 

The best part about this type of loan is that your savings still earns dividends even while it is secured.


Apply now!

 

Type Term APR* as low as
48 Mos. Savings Secured Loan 48 Months 2.00% above FPCU Dividend Rate

 

*Annual Percentage Rate (APR) based on product, term and credit.

Repayment example = $3,000 for 48 months with a 2.1% APR, the monthly payment would be $65.22.