RV/Boat Loans

Boat Financing & RV Financing in Des Moines, IA

Ready to travel the country? Or how about a nice weekend at the lake? We can help you with RV financing or boat financing for either scenario. We’re here to ensure you can take those vacations and enjoy them to their fullest by having your own space, whether on the water or the road. Our experts are here to help you get the most out of your loan and cast off or start your road trip on the right foot. Financial Plus carries over 90 years of experience and is at your disposal to help you make the smart decisions financially while still having your new vacation ride.  

Making smart money decisions is why Financial Plus is here! We want to support you in all your large purchases, investments, and life decisions. We also want you to do so in a smart and financially conscious way, which is why our experts work closely with you to ensure that purchasing a new—or used—RV or boat is a good fit in your budget and life. You can enjoy your life without financial stress when you consult with us on financing your new boat or RV.

Check out how Financial Plus can help you with your boat financing or RV financing: 

  • New and used recreational vehicles and boats over $30,000

    • Borrow up to 90% of the purchase price, if vehicle or boat is under a year old.

    • Repayment terms up to 120 months.

  • New and used recreational vehicles and boats under $30,000

    • Borrow up to 90% of the purchase price

    • Repayment terms up to 60 months.

  • Terms and rates to fit your budget. No prepayment penalties.

  • Other options available include:

    • Interest rate discounts

    • Credit Life & Credit Disability Insurance

Apply for a RV or boat loan today!

Recreational Vehicle Financing & Boat Financing Rates

Effective as of April 1, 2020.

APR* as low as Terms (Months)
2017 Model Years & Newer
2.99% 60 months
3.49% 84 months
3.99% 180 months
2016 Model Years & Older
3.99% 60 months
4.99% 84 months

Annual Percentage Rate (APR) based on product, term, and credit.

**Repayment example = For a $15,000 loan for a term of 84 months with a 7.74% APR, the monthly payment would be approximately $232.00.