Business Credit Cards
Business Credit Cards in Des Moines, IA
Get something better by choosing Financial Plus for your business credit card.
Having a business credit card is beneficial as your company starts to grow because it is important to separate your business expenses from your personal expenses. While owning a business and its responsibilities fall to you, it is important to separate business from personal—especially as you hire more people and take on more customers or clientele. A business credit card will help you keep track of everything. Opening a business credit card can also help your company establish credit, which is important if you ever need to borrow money. The credit card itself can be helpful if your business needs access to a line of credit in a pinch. Financial Plus has two options that you can choose from, and depending on which business credit card you apply for, you might be able to earn rewards or cash back for your business-related purchases. You could, in turn, use this to offset company-related expenses.
Financial Plus Credit Union credit cards offer you the safety and security of MasterCard, while also giving you the rates and rewards you deserve. With NO annual fee and the option to carry a balance at a competitive rate. It's even better knowing that if you ever have a question or issue with your credit card, you'll be talking to the knowledgeable and friendly staff at Financial Plus, not some far away big bank.
Already have a card and a balance somewhere else? Consider a balance transfer, so you can enjoy the benefits of a business credit card from Financial Plus. Our experts would love to help you through this process and make it seamless for you and your company.
We offer two card options from MasterCard. Take a minute to review our comparison chart to find the card that is right for you!
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Card Type |
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APR for Purchases and Balance Transfers |
9.75% to 19.75% |
11.75 to 20.75% |
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APR for Cash Advance |
9.75% to 19.75% |
11.75 to 20.75% |
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Rewards |
None |
1.5 POINTS |
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Grace Period |
25 days |
25 days |
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Method of computing the balance for purchase |
Average daily balance method |
Average daily balance method |
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Annual Fee |
None |
None |
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Minimum Finance Charge |
$0.50 |
$0.50 |
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Transactions Fee for Cash Advances: $10.00 or 2% of the advance amount, whichever is less
Late Payment Fee: $15.00
All Rates displayed are variable APR (Annual Percentage Rate).
Please contact Financial Plus for full program disclosures.
100 points = $1
