Member Benefits

You own it!

At Financial Plus, not only do you do your banking with us, but you are a member-owner! But what does membership mean to you? Click the links below to learn more about a few of the benefits and become a member.

Loyalty Discounts

Active members of Financial Plus are rewarded with interest rate discounts for certain loans. 

First-time Borrower

Many institutions want to help first time borrowers, but without any credit history, they don't.  At Financial Plus we always keep in mind that we are here to serve you.  If you are at least 18 years or older and a first time borrower, we have a program to help. 

Low Loan Rates

Whether you're buying a new home, car, or trying to save money by consolidated or refinancing your loans, we have something for you at a rate you'll love. We strive to keep our loan rates low and competitive. Financial Plus even offers special programs for the first time borrower and asset protection for your purchases.

Become a Member

Becoming a member is easy! As long as you live or work in one of the many counties in Iowa that we serve, you can become a member!


We believe that if you get to know us and become an active member, you'll see that at Financial Plus, you do get something better!