Sometimes we want just a little something else besides the ordinary. If you carry a larger balance in your checking and would like to earn dividends, the Plus Checking account is for you. This account offers many of the same advantages of the Classic Checking... PLUS:
Dividends paid on minimum average balance of $2,000*
Unlimited withdrawals with no charge
Unlimited ATM withdrawals with no Financial Plus charge
*Dividends calculated daily and paid monthly to the account.
**If the member dips below the $2,000 mark anytime in the month, there will be a $7.00 fee assessed.
Open an Account today!
Plus Checking Rates
Effective as of December 1, 2018.
|$0.00 - $1,999.99||0.00%||0.00%|
|$2,000.00 - $9,999.99||0.05%||0.05%|
|$10,000.00 - $24,999.99||0.08%||0.08%|
|$25,000.00 - $49,999.99||0.10%||0.10%|
|$50,000.00 - $74,999.99||0.12%||0.12%|
|$75,000.00 or more||0.15%||0.15%|
The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. The dividend rates and annual percentage yields listed above are the rates and yields approved at the last Board of Director's meeting to take effect on the date above. The Plus Checking and Money Market accounts are tiered rate accounts. The balance ranges, dividend rates, and annual percentage yields for each tier are listed above. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Balance ranges may change at any time as determined by the Credit Union's Board of Directors. Maintenance or activity fees could reduce the earnings on an account. A penalty may be imposed for early withdrawal of share certificates. Withdrawal of earnings could reduce the APY. Please see the fee schedule for fees related to these accounts.