Kirby Kangaroo Club

Kid’s Savings Accounts in Des Moines, IA

How to handle money is an important lesson for children to learn. Some studies say that children as young as seven years old have already formed financial habits! This is why it’s so important to start teaching your kids about money practices and saving from a young age. The more you teach them when they’re younger, the more financially independent and savvy they’ll be when they’re older and in the “adult world.” That’s why Financial Plus has our Kirby Kangaroo Club, which is a kid’s savings account for any members under the age of 12. We want to train your children to understand money better and be confident in their money skills from an early age. Set your kids up for success by signing them up today and teaching them the necessary financial skills. Members who are 12 years old and younger learn that saving can be fun in the Kirby Kangaroo Club.  We have special club events including an annual Kirby Kangaroo Day at the zoo, coloring contests, a swim party, and more! 

We make banking fun for them and help you teach them valuable skills and knowledge that they’ll need once they’re older. We know your kids will love our events and parties, and the plus side is that they’ll get to learn about good money habits and how to save while at these entertaining events. 

At Financial Plus, we want to help you navigate through those lessons with your child through our Kirby Kangaroo Club and their every own kid’s savings account in Des Moines, IA. 

The minimum balance is only $5.00, and dividends are calculated daily and paid monthly. 

Visit your local branch to open an account today!

Kirby Kid’s Savings Accounts

APY is accurate as of the last dividend declaration date. Dividends paid monthly.

Balance Rate APY
$5.00 & above 0.50% 0.50%

Kirby Savings Rates require membership in Kirby Kangaroo Club.

The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. The dividend rates and annual percentage yields listed above are the rates and yields approved at the last Board of Director's meeting to take effect on the date above. The Plus Checking and Money Market accounts are tiered rate accounts. The balance ranges, dividend rates, and annual percentage yields for each tier are listed above. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Balance ranges may change at any time as determined by the Credit Union's Board of Directors. Maintenance or activity fees could reduce the earnings on an account. A penalty may be imposed for early withdrawal of share certificates. Withdrawal of earnings could reduce the APY. Please see the fee schedule for fees related to these accounts.