Plus Money Market Savings

PLUS Money Market Savings
in Des Moines, IA 

Sometimes the ordinary just isn't enough and with our Plus Money Market accounts members can maximize their earnings with enhanced tiers and competitive rates. If you maintain a substantial balance and are seeking to boost your funds, the Plus Money Market account is tailored for you. This means your money is actively working for you! Choose the Plus Money Market for a rewarding and enhanced banking experience. 

If you can’t decide which kind of Money Market account will best suit you, we would love to talk with you and discuss what your options are and what will be your best route. Here at Financial Plus, you’re a member! You’re part of the team, and it’s our job to make sure you feel that and are supported when you’re with us. We’re in your corner! Open a Plus Money Market account in Des Moines, IA, today, or contact us to find the best fit for you! 

PLUS Money Market Rates

APY is accurate as of the last dividend declaration date.
Dividends paid monthly. Rates current as of  06/17/24

Balance Rate APY
$0.00 - $24,999.99 0.00% 0.00%
$25,000.00 - $49,999.99 1.70% 1.71%
$50,000.00 - $99,999.99 1.90% 1.92%
$100,000.00 - $249,999.99 2.35% 2.38%
$250,000.00 - $499,999.99 2.55% 2.58%
$500,000.00 - $999,999.99 2.75% 2.79%
$1,000,000.00 or more 3.00% 3.05%


The annual percentage yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. The dividend rates and annual percentage yields listed above are the rates and yields approved at the last Board of Director's meeting to take effect on the date above. The Plus Checking and Money Market accounts are tiered rate accounts. The balance ranges, dividend rates, and annual percentage yields for each tier are listed above. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Balance ranges may change at any time as determined by the Credit Union's Board of Directors. Maintenance or activity fees could reduce the earnings on an account. A penalty may be imposed for early withdrawal of share certificates. Withdrawal of earnings could reduce the APY. Please see the fee schedule for fees related to these accounts.