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Financial Plus Credit Union

Get 1.99% Intro APR for 12 Months

When you transfer your balance from another financial institution to an FPCU credit card. Plus, no balance transfer fee, which means less stress and more savings! 

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Put your savings to work with our CD Specials

We believe your money should do more for you, and with our CD Specials, it can! Whether you’re saving for something special or building your future, your money deserves to work as hard as you do.

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Drive into Savings with our Unbeatable Low Rates

Why wait? Drive into these amazing rates this season! Enjoy 4.49% for 48 months on qualifying auto loans!

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FREE Retirement Readiness Webinar

Join our trusted financial partners at First Community Trust for this FREE Webinar on Tuesday, December 9th! Register today and learn about how you can prepare for your retirement! 

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Scholarship Applications Open!

The Iowa Credit Union Foundation 2026 Warren A. Morrow Memorial Scholarship application is now open to Iowa Credit Union members who are high school seniors or post-secondary students!

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Auto Loans Icon
Auto Loans

Low rates, flexible terms, and amazing customer service.

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Mortgages Icon
Real Estate

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon
Credit Cards

Low interest, no annual fees, and great rewards!

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Personal Loans Icon
Personal Loans

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon
Checking

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon
Savings

Multiple ways to save to fit your needs and achieve your goals.

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Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments
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Mortgage Center

 

Why choose Financial Plus?

Find where you belong at Financial Plus Credit Union! We're a not for profit credit union in Des Moines, Iowa, that's been around for over 90 years! You deserve to have the strongest credit union working for you, and we're here to make you feel like you matter.

We're a member-owned organization that believes people deserve low rates and fewer fees so they can build a strong financial future. It's time to embrace your inner money guru with help from our experts. Whether you're looking for an auto loan, real estate investments, a low-rate credit card, personal loans, or just to open a checking or savings account, we've got you covered.

Let us help you start making plans for the future and feel confident in where your money is. We're Des Moines' trusted credit union, and we're federally insured by the NCUA. You deserve something better...it's time to Get Something Better at FPCU.

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FPCU Launches New Financial Literacy App

We've made it easier for our members to get on the path to Financial Success through our new financial literacy mobile app, Zogo! You can even earn real rewards like gift cards to your favorite stores just by playing!

Read about our commitment to financial literacy here. 

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Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Click the learn more button below to try our step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

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Checking Accounts: What You Need to Know

Even in this day of electronic payments, the checking account is still the heart of your banking life. Be sure you’re getting the most out of yours (and paying the lowest fees with a credit union!). Here's everything you need to know about checking accounts, including what FPCU can offer.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

© 2025 Financial Plus Credit Union. All rights reserved.

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© 2025 Financial Plus Credit Union. All rights reserved.