Financial Plus Credit Union
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COVID-19: All FPCU branches are OPEN. Face masks required to enter. 

FPCU will be CLOSED on Thursday, November 26 for Thanksgiving. We wish you and your family a wonderful holiday!

Locked for Life

Save BIG on your credit card bill with 0% interest for 6 months + LOCKED FOR LIFE at 5.99% with our current balance transfer offer.

Car Payment on Us!

Now through 12/31, finance an Enterprise Car Sales vehicle at FPCU and we'll MAKE YOUR FIRST PAYMENT! Learn more.

In over your head with debt?

Get relief! Consolidate debt with a personal loan to start saving big bucks today.

Mortgage rates are the lowest they've been in years!

Schedule your FREE consultation to see how much money you can save.

Coronavirus COVID-19

Go here for the latest information on FPCU's response to COVID-19.

Have questions? Need help? Want to speak to someone?

Text us! Yes, that's right, FPCU branch phone numbers are now textable. Get in touch by texting your nearest branch line!

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

View Rates Apply Now

Mortgages Icon

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon

Low interest, no annual fees, and great rewards!

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Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

More Info Apply Now

Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments

Mortgage Center


Save money on your mortgage! Make an appointment with Erik today! 515-224-1222

Why choose Financial Plus?

  • Not for Profit

    Credit Unions are not-for-profit, member owned organizations.
  • Trusted Local Lender

    We believe people deserve low rates on loans so they can build a strong financial future.
  • Experience & Service

    FPCU has been around for 90 years! You deserve to have the strongest credit union working for you.
6 Ways to Keep Your Finances Intact This Holiday Season

‘Tis the season to shop until you drop. But wait -- you don’t have to overspend! There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending in check with these six tips.

Learn More
Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Try these step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

Learn More
FPCU Helps Students Return to Learn During Pandemic

FPCU is continuing its annual tradition of helping local elementaries with a donation of school supplies. This year, the donation totaled over $6,500 and will benefit over 3,000 students and teachers.

Learn More

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

Debit Cards Lost/Stolen: 1-800-383-80001-800-383-8000

Debit Cards Blocked/Denied Transactions: 1-866-508-26931-866-508-2693

Credit Card Issues: 1-866-570-12381-866-570-1238

© 2020 Financial Plus Credit Union. All rights reserved.