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Financial Plus Credit Union

All FPCU locations will be closed on Tuesday, December 24th for Christmas Eve and Wednesday, December 25th for Christmas Day. 

Fall into Savings with our Unbeatable Low Rates

Why wait? Fall into amazing rates this season! Enjoy 4.99% for 48 months on qualifying auto loans!

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Future Proof Your Finances With An FPCU CD

Unlock your financial freedom today with an investment in an FPCU CD*! Whether you're saving for a big purchase or planning for the future, you won't want to miss these CD specials! 

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Sleigh Away with Holiday Cash!

Sleigh your holiday goals with extra cash when you finance a new to-you vehicle from our partners at Enterprise with FPCU you'll receive $500! Apply today to make this holiday season even brighter!
 

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Scholarship Applications Open!

The Iowa Credit Union Foundations 2025 Warren A. Morrow Memorial Scholarship application is now open to Iowa Credit Union members who are high school seniors or post-secondary students!

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End of Year Auto Savings!!

As we wrap up 95 incredible years we are giving YOU an anniversary gift! Receive 0.95% off your qualified rate when you bring your auto loan to FPCU!

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Auto Loans Icon
Auto Loans

Low rates, flexible terms, and amazing customer service.

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Mortgages Icon
Real Estate

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon
Credit Cards

Low interest, no annual fees, and great rewards!

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Personal Loans Icon
Personal Loans

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon
Checking

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon
Savings

Multiple ways to save to fit your needs and achieve your goals.

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Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments
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Mortgage Center

 

Why choose Financial Plus?

Find where you belong at Financial Plus Credit Union! We're a not for profit credit union in Des Moines, Iowa, that's been around for over 90 years! You deserve to have the strongest credit union working for you, and we're here to make you feel like you matter.

We're a member-owned organization that believes people deserve low rates and fewer fees so they can build a strong financial future. It's time to embrace your inner money guru with help from our experts. Whether you're looking for an auto loan, real estate investments, a low-rate credit card, personal loans, or just to open a checking or savings account, we've got you covered.

Let us help you start making plans for the future and feel confident in where your money is. We're Des Moines' trusted credit union, and we're federally insured by the NCUA. You deserve something better...it's time to Get Something Better at FPCU.

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FPCU Launches New Financial Literacy App

We've made it easier for our members to get on the path to Financial Success through our new financial literacy mobile app, Zogo! You can even earn real rewards like gift cards to your favorite stores just by playing!

Read about our commitment to financial literacy here. 

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Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Click the learn more button below to try our step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

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Checking Accounts: What You Need to Know

Even in this day of electronic payments, the checking account is still the heart of your banking life. Be sure you’re getting the most out of yours (and paying the lowest fees with a credit union!). Here's everything you need to know about checking accounts, including what FPCU can offer.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

© 2024 Financial Plus Credit Union. All rights reserved.

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© 2024 Financial Plus Credit Union. All rights reserved.