Financial Plus Credit Union
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COVID-19: Euclid Branch Drive-Through ONLY. All other FPCU branches are OPEN. Face masks required to enter. Learn More.

Locked for Life

Save BIG on your credit card bill with 0% interest for 6 months + LOCKED FOR LIFE at 5.99% with our current balance transfer offer.

Stress free summer is here!

Make NO CAR PAYMENTS for 90 days this summer with an auto loan through FPCU! Learn more.

Nominations for Volunteer Board of Directors Now Open

Members wishing to nominate themselves must submit a Board Candidate Packet by September 30, 2020. 

Coronavirus COVID-19

Go here for the latest information on FPCU's response to COVID-19.

Mortgage rates are the lowest they've been in years!

Schedule your FREE consultation to see how much money you can save.

Have questions? Need help? Want to speak to someone?

Text us! Yes, that's right, FPCU branch phone numbers are now textable. Get in touch by texting your nearest branch line!

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

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Mortgages Icon

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon

Low interest, no annual fees, and great rewards!

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Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

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Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments

Mortgage Center


Save money on your mortgage! Make an appointment with Erik today! 515-224-1222

Why choose Financial Plus?

  • Not for Profit

    Credit Unions are not-for-profit, member owned organizations.
  • Trusted Local Lender

    We believe people deserve low rates on loans so they can build a strong financial future.
  • Experience & Service

    FPCU has been around for 90 years! You deserve to have the strongest credit union working for you.
FPCU Donates to Iowa Credit Union Foundation's Emergency Relief Fund

Financial Plus Credit Union is a proud donor to the Iowa Credit Union Foundation's Emergency Relief Fund. Read more about how this fund is helping Iowa credit union members and small businesses here. 

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How to Create a Budget in 6 Steps

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. Learn how to create one here.

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FPCU Member Awarded Scholarship from Iowa Credit Union Foundation

FPCU member Alyssa Beckwith was recently awarded Iowa Credit Union Foundation’s Warren A. Morrow Memorial Scholarship, presented each year to credit union members pursing higher education. Read more.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

Debit Cards Lost/Stolen: 1-800-383-80001-800-383-8000

Debit Cards Blocked/Denied Transactions: 1-866-508-26931-866-508-2693

Credit Card Issues: 1-866-570-12381-866-570-1238

© 2020 Financial Plus Credit Union. All rights reserved.