Financial Plus Credit Union
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COVID-19: All branches are OPEN. Face masks required to enter..

Recover From 2020 With a Personal Loan

Now-March 31: Borrow up to $2,500 for 36 months at only 6.99% APR*. That's a loan payment of only $77/month*! *Click for full offer details.

New Members:

You now get our biggest auto loan discount available! Qualify for 1.99% APR* with approved credit. *Click for full offer details.

Earn While You Learn with Zogo!

It pays to learn about finance — literally. Download Zogo, our financial literacy app, and start earning rewards today!

.50% Off Your Auto Rate

Now-March 31: Finance an Enterprise Car Sales vehicle with us and you'll receive .50% off your qualified rate! Learn more.

Member Testimonials

"They make everything so easy, from mobile deposits to online banking. The staff is always very helpful and friendly. And you can't beat the member benefits and rates! Thank you FPCU!"

Refi Your Mortgage NOW Before Rates Rise!

Schedule your FREE consultation to see how much money you can save.

ATM Network

We've expanded our surcharge-free ATM network to include over 30,000 ATM locations nationwide. Find an ATM near you, no matter where you are!

Have questions? Need help?

FPCU branch phone numbers are now textable. Get in touch by texting your nearest branch line!

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

View Rates Apply Now

Mortgages Icon

Fast closings, affordable home loans, and great customer service.

View Rates Apply Now

Credit Cards Icon

Low interest, no annual fees, and great rewards!

View Rates Apply Now

Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

View Rates Apply Now

Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

View Rates Apply Now

Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

More Info Apply Now

Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments

Mortgage Center


Save money on your mortgage! Make an appointment with Erik today! 515-224-1222

Why choose Financial Plus?

  • Not for Profit

    Credit Unions are not-for-profit, member owned organizations.
  • Trusted Local Lender

    We believe people deserve low rates on loans so they can build a strong financial future.
  • Experience & Service

    FPCU has been around for 90 years! You deserve to have the strongest credit union working for you.
FPCU Launches Financial Literacy App

We've made it easier for our members to get on the path to Financial Success through our Financial Literacy App, Zogo. You can even earn real rewards like gift cards by playing! 

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Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Click the learn more button below to try our step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

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Checking Accounts: What You Need to Know

Even in this day of electronic payments, the checking account is still the heart of your banking life. Be sure you’re getting the most out of yours (and paying the lowest fees with a credit union!). Here's everything you need to know about checking accounts, including what FPCU can offer.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

© 2021 Financial Plus Credit Union. All rights reserved.