Financial Plus Credit Union
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Welcome to our NEW website!

Welcome to our NEW website! We hope you enjoy this improved site experience.

Coronavirus COVID-19

Go here for the latest information on FPCU's response to COVID-19.

Picture yourself in a new car

First-time car owner? Looking to upgrade? Our auto loan experts are here to help you!

Mortgage rates are the lowest they've been in years!

Schedule your FREE consultation to see how much money you can save.

Is your credit suffering from a holiday hangover?

Get relief! Consolidate debt with a person loan to start saving money today.

Have questions? Need help? Want to speak to someone?

Text us! Yes, that's right, FPCU branch phone numbers are now textable. Get in touch at 515-224-1222.

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

View Rates Apply Now

Mortgages Icon

Fast closings, affordable home loans, and great customer service.

View Rates Apply Now

Credit Cards Icon

Low interest, no annual fees, and great rewards!

View Rates Apply Now

Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

More Info Apply Now

Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments

Mortgage Center


Save money on your mortgage! Make an appointment with Erik today! 515-224-1222

Why choose Financial Plus?

  • Not for Profit

    Credit Unions are not-for-profit, member owned organizations.
  • Trusted Local Lender

    We believe people deserve low rates on loans so they can build a strong financial future.
  • Experience & Service

    FPCU has been around for 90 years! You deserve to have the strongest credit union working for you.
5 Ways to Trim Your Fixed Expenses

While people tend to think there’s no way to lower fixed expenses, such as mortgage payments, insurance premiums and more, with a bit of effort and research, most of these costs can be reduced. Here are five ways to trim your fixed expenses.

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How to Create a Budget in 6 Steps

If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. Learn how to create one here.

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Financing a Large Purchase

“Buy today with no money down and zero interest!” You’ve seen the ads when shopping for new furniture, appliances and more. It sounds like a fantastic deal — but is it really? Read about financing a large purchase here.

Learn More

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

Debit Cards Lost/Stolen: 1-800-383-80001-800-383-8000

Debit Cards Blocked/Denied Transactions: 1-866-508-26931-866-508-2693

Credit Card Issues: 1-866-570-12381-866-570-1238

© 2020 Financial Plus Credit Union. All rights reserved.