Financial Plus Credit Union
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Invest In Your Future

Unlock your financial freedom today with an investment in an FPCU CD*! Whether you're saving for a big purchase or planning for the future, you won't want to miss these CD specials! 

New security and control for credit card holders!

FPCU - CardNav Companion app adds another level of security to your cards by letting you decide how and when they can be used, and alerting you when any types of transactions you specify take place.  Download the app today!

Don't Sweat Your Equity!

Put your home's equity to work! Whether you need a lump sum with a fixed interest rate or a revolving line of credit to use as you need it. We can help fund your dream vacation, renovation, education, or debt consolidation!

Youth Credit Union Month

Celebrate youth month with us by encouraging your kids to enter the FPCU annual coloring contest and they could win $25! 

Balance Transfer Promo!

Take advantage of our balance transfer promotion and put money back in your pocket! Get 2.99% interest for 6 months with no balance transfer fee! 

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

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Mortgages Icon

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon

Low interest, no annual fees, and great rewards!

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Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

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Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments


Mortgage Center


Why choose Financial Plus?

Find where you belong at Financial Plus Credit Union! We're a not for profit credit union in Des Moines, Iowa, that's been around for over 90 years! You deserve to have the strongest credit union working for you, and we're here to make you feel like you matter.

We're a member-owned organization that believes people deserve low rates and fewer fees so they can build a strong financial future. It's time to embrace your inner money guru with help from our experts. Whether you're looking for an auto loan, real estate investments, a low-rate credit card, personal loans, or just to open a checking or savings account, we've got you covered.

Let us help you start making plans for the future and feel confident in where your money is. We're Des Moines' trusted credit union, and we're federally insured by the NCUA. You deserve something's time to Get Something Better at FPCU.

FPCU Launches New Financial Literacy App

We've made it easier for our members to get on the path to Financial Success through our new financial literacy mobile app, Zogo! You can even earn real rewards like gift cards to your favorite stores just by playing!

Read about our commitment to financial literacy here

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Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Click the learn more button below to try our step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

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Checking Accounts: What You Need to Know

Even in this day of electronic payments, the checking account is still the heart of your banking life. Be sure you’re getting the most out of yours (and paying the lowest fees with a credit union!). Here's everything you need to know about checking accounts, including what FPCU can offer.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

© 2024 Financial Plus Credit Union. All rights reserved.