Financial Plus Credit Union
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Register for 2021 Annual Meeting

Register for our 2021 Annual Meeting on Wednesday, November 17 starting at Noon! This year's event will be held virtually again via Zoom. We look forward to your participation!

We're Rollin' in Low Rates!

Get better wheels with auto loan rates as low as 1.99% APR + 90 days of NO PAYMENTS! Now that's groovy.

Take Advantage of the Equity in Your Home!

Summer projects on the to-do list? Take advantage of a Home Equity Loan while rates are LOW - as low as 2.50% APR!

Grow Your Money!

Get your finances in check, work on your retirement plan, rollover an IRA, manage a trust, do estate planning and more with FPCU's wealth management services!

Refi Your Mortgage NOW Before Rates Rise!

Rates are LOW! Schedule your FREE consultation to see how much money you can save!

Auto Loans Icon

Low rates, flexible terms, and amazing customer service.

View Rates Apply Now

Mortgages Icon

Fast closings, affordable home loans, and great customer service.

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Credit Cards Icon

Low interest, no annual fees, and great rewards!

View Rates Apply Now

Personal Loans Icon

Low rates and plenty of options for all of your personal loan needs.

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Checking Account Icon

Free checks, unlimited bill pay, overdraft coverage and more!

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Savings Account Icon

Multiple ways to save to fit your needs and achieve your goals.

More Info Apply Now

Is your credit card rewarding YOU?

No Annual Fee
1.5 Points Per Dollar Spent

Earn 10,000 bonus points when you
spend $1,000 in your first 60 days

Smart Controls
Smart Alerts
Mobile Payments

Mortgage Center


Save money on your mortgage! Make an appointment with Erik today! 515-224-1222

Why choose Financial Plus?

Find where you belong at Financial Plus Credit Union! We're a not for profit credit union in Des Moines, Iowa, that's been around for over 90 years! You deserve to have the strongest credit union working for you, and we're here to make you feel like you matter.

We're a member-owned organization that believes people deserve low rates and fewer fees so they can build a strong financial future. It's time to embrace your inner money guru with help from our experts. Whether you're looking for an auto loan, real estate investments, a low-rate credit card, personal loans, or just to open a checking or savings account, we've got you covered.

Let us help you start making plans for the future and feel confident in where your money is. We're Des Moines' trusted credit union, and we're federally insured by the NCUA. You deserve something's time to Get Something Better at FPCU.

FPCU Launches New Financial Literacy App

We've made it easier for our members to get on the path to Financial Success through our new financial literacy mobile app, Zogo! You can even earn real rewards like gift cards to your favorite stores just by playing!

Read about our commitment to financial literacy here

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Having Troubles With Online Banking?

Having troubles getting signed up or signed in to Financial Plus Credit Union's online banking system?

Don't fret! Click the learn more button below to try our step-by-step instructions. If you are still having issues, shoot us a text or give us a call!

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Checking Accounts: What You Need to Know

Even in this day of electronic payments, the checking account is still the heart of your banking life. Be sure you’re getting the most out of yours (and paying the lowest fees with a credit union!). Here's everything you need to know about checking accounts, including what FPCU can offer.

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Routing Number: 273074261  |  Wire Instructions

Contact Us: 1-800-234-5628 1-800-234-5628  |  Email

© 2021 Financial Plus Credit Union. All rights reserved.