Personal Loans
Expenses don't look at your age or where you are financially in life – they just pop up.
A personal loan from Financial Plus can come in handy when you need a loan to pay for those expenses, but may not have property (such as a car or home) with equity to use as collateral. Because of that, personal loan rates are a bit higher than car or home loans, but are usually a shorter, fixed term and paid back quickly.
At Financial Plus, our personal loans offer competitive rates and flexible terms to fit your budget.
Learn more about our personal loan options here:
Signature Loan
Line of Credit
Share or Certificate Secured
Apply today!
Auto Loan Rates
Effective as of March 1, 2021.
| APR* as low as | Terms (Months) |
|---|---|
| 2017 Model Years & Newer | |
| 1.99% | 48 Months |
| 1.99% | 66 months |
| 2.99% | 78 months |
| 3.99% | 84 months |
| 2012 - 2016 Model Years | |
| 3.74% | 48 months |
| 4.24% | 60 months |
| 4.99% | 72 months |
Personal Loan Rates
Effective as of April 1, 2020.
| APR* as low as | Terms (Months) |
|---|---|
| Line of Credit Loans | |
| 9.00% | 36 months |
| Signature Loans | |
| 7.25% | 18 months |
| 7.50% | 30 months |
| 8.00% | 36 months |
| 9.00% | 48 months |
| Share Secured Loans | |
| 2.00% above FPCU Dividend Rate | 48 months |
Annual Percentage Rate (APR) based on product, term, and credit.
*All loans subject to approval. Terms and conditions may apply.
Signature Loan repayment example = For a $10,000 loan for a term of 30 months with a 10.25% APR, the monthly payment would be approximately $379.00.
Line of Credit repayment example = For a $6,000 line of credit for a term of 36 months with a 13.00% APR, the monthly payment would be $202.00.
Share or Certificate Secured repayment example = $3,000 for 48 months with a 2.1% APR, the monthly payment would be $65.22.
