Expenses don't look at your age or where you are financially in life – they just pop up.
A personal loan from Financial Plus can come in handy when you need a loan to pay for those expenses, but may not have property (such as a car or home) with equity to use as collateral. Because of that, personal loan rates are a bit higher than car or home loans, but are usually a shorter, fixed term and paid back quickly.
At Financial Plus, our personal loans offer competitive rates and flexible terms to fit your budget.
Personal Loan Rates
Effective as of April 1, 2020.
|APR* as low as||Terms (Months)|
|Line of Credit Loans|
|Share Secured Loans|
|2.00% above FPCU Dividend Rate||48 months|
Annual Percentage Rate (APR) based on product, term, and credit.
*All loans subject to approval. Terms and conditions may apply.
Signature Loan repayment example = For a $10,000 loan for a term of 30 months with a 10.25% APR, the monthly payment would be approximately $379.00.
Line of Credit repayment example = For a $6,000 line of credit for a term of 36 months with a 13.00% APR, the monthly payment would be $202.00.
Share or Certificate Secured repayment example = $3,000 for 48 months with a 2.1% APR, the monthly payment would be $65.22.