Personal Loans

Expenses don't look at your age or where you are financially in life – they just pop up. 

A personal loan from Financial Plus can come in handy when you need a loan to pay for those expenses, but may not have property (such as a car or home) with equity to use as collateral. Because of that, personal loan rates are a bit higher than car or home loans, but are usually a shorter, fixed term and paid back quickly. 

At Financial Plus, our personal loans offer competitive rates and flexible terms to fit your budget.

Learn more about our personal loan options here:
Signature Loan
Line of Credit
Share or Certificate Secured

Apply today!

Auto Loan Rates

Effective as of March 1, 2021.

APR* as low as Terms (Months)
2017 Model Years & Newer
1.99% 48 Months
1.99% 66 months
2.99% 78 months
3.99% 84 months
2012 - 2016 Model Years
3.74% 48 months
4.24% 60 months
4.99% 72 months

Personal Loan Rates

Effective as of April 1, 2020.

APR* as low as Terms (Months)
Line of Credit Loans
9.00% 36 months
Signature Loans
7.25% 18 months
7.50% 30 months
8.00% 36 months
9.00% 48 months
Share Secured Loans
2.00% above FPCU Dividend Rate 48 months

Annual Percentage Rate (APR) based on product, term, and credit.

*All loans subject to approval. Terms and conditions may apply.

Signature Loan repayment example = For a $10,000 loan for a term of 30 months with a 10.25% APR, the monthly payment would be approximately $379.00.

Line of Credit repayment example = For a $6,000 line of credit for a term of 36 months with a 13.00% APR, the monthly payment would be $202.00.

Share or Certificate Secured repayment example = $3,000 for 48 months with a 2.1% APR, the monthly payment would be $65.22.