Auto Loans

NEW members to FPCU, you now get our biggest discount available! Qualify for our lowest rate of 1.99% APR with approved credit!* 

*APR = Annual Percentage Rate. Rates and loan approval subject to creditworthiness. Interest will accrue until the first payment is made. Rates and terms subject to change without notice. Equal opportunity lender. Federally insured by the NCUA. See credit union for additional details.

Apply online or get in touch today to start your application process.

At Financial Plus, we can get you into that new (or new to you) vehicle with competitive rates and terms to fit your budget. 

  • Borrow up to 100% of the purchase price on new or used vehicles.

  • Competitive interest rates with the possibility of additional discounts.

  • Repayment term for up to 84 months for new and 72 months for used.

  • Protection options available such as Guaranteed Asset Protection, Mechanical Repair Coverage and Credit Life and Disability. 

  • No prepayment penalties.

And if you already have an auto loan somewhere else, give us a call. We may be able to save you some money by refinancing your loan!

Apply for an auto loan today!

Auto Loan Rates

Effective as of April 1, 2020.

APR* as low as Terms (Months)
2016 Model Years & Newer
1.99% 36 Months
1.99% 66 months
3.24% 78 months
4.24% 84 months
2011 - 2015 Model Years
3.74% 48 months
4.24% 60 months
4.99% 72 months

*Annual Percentage Rate (APR) based on product, term and credit.
**All auto loans 2010 and older are financed at the personal loan rates.
***All loans subject to approval. Terms and conditions may apply.

Repayment example = For a $20,000 loan for a term of 60 months with a 4.24% APR, the monthly payment would be $371.