Motorcycle Loans

Motorcycle Financing in Des Moines, IA

Buying a new bike is a big decision, whether you’re a first-time rider or an experienced biker. If you’re a custom enthusiast, a classics fan, or a road warrior, Financial Plus is here to help you find the best motorcycle financing in Des Moines, IA. We can help you ride around on the bike of your dreams and feel secure in your financial choice while doing so.  

When you’re considering a motorcycle loan, it’s important to look at more than just the monthly payment. Your monthly payment needs to fit within your budget, of course, but it’s also crucial to consider the loan term, or the loan’s length. A longer loan term can mean lower monthly payments, but remember, you’re paying interest as well; this means that a long loan term can cost you more over the life of the loan when compared to a shorter one. Let Financial Plus help you decide what kind of loan and loan term will be best for you and your budget.  

Motorcycle loans are considered “secured,” and they require you to use the bike you’re purchasing as collateral for the loan. Because these loans are secured, they tend to come with lower interest rates. That way, you can confidently pay off your loan for your new ride.  

Financial Plus is here to help you get the most out of your motorcycle loan, so you can focus on riding your new bike around town.  

Let us help you get your motor runnin' in a financially smart way. Our motorcycle loans offer:

  • Low interest rates with repayment terms up to 66 months.

  • Terms negotiable with engines in excess of 1200 CCs.

  • Available interest rate discounts.

  • Credit Life & Credit Disability insurance available for eligible borrowers.

  • No prepayment penalties.

Apply for a motorcycle loan today!

Motorcycle Financing Rates

Effective as of April 1, 2020.

APR* as low as Terms (Months)
2017 & Newer
3.49% 36 months
3.99% 48 months
4.49% 66 months
2016 & Older
5.24% 36 months
5.74% 48 months

*Annual Percentage Rate (APR) based on product, term and credit.

**Repayment example = For a $10,000 loan for a term of 66 months with a 4.99% APR, the monthly payment would be approximately $174.00.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.   
CDCL-3508060.1-0321-0423